Build your fortune.
Whatever your life goals are, the Real Money Talk Pathway helps you become savvy about money so you can create the life you desire.
Real Money Talk Pathway Overview
Want to travel? Buy a car? A house? Create a business? More time for leisure? Whatever your life goals are (now and in the future), the Real Money Talk Pathway helps you develop financial foundations. You establish your money values, grasp helpful things like tax and superannuation, strategies to save your dollar dollars bills, and learn the basics of investing. Get money wise and live the life you want.
Real Money Talk Pathway Courses
Money Matters
- Clarify the purpose of money for you.
- Identify the many ways you can get paid for your work.
- Evaluate your money values.
- Get clear good money habits.
Bank On It
- Compare different banks so you can pick one that's right for you.
- Use different types of bank accounts for your needs and wants.
- Know how interest rates affect your money goals.
Interested
- Know how interest can work in your favour, or not.
- Know how to calculate interest.
- Understand the different areas where interest affects you.
- Know what 'accruing interest' means for you.
Tax Tactics
- Understand tax and identify its different forms i.e. GST, income tax.
- Know how to apply for a TFN.
- Get info on how much you should be taxed.
- Know where you can get help to lodge tax returns.
- Learn how to access MyGov.
Super Super(annuation)
- Understand superannuation.
- Know how superannuation links to investing.
- Choose the superfund that is best for you.
- Streamline your super.
Budgeting Basics
- Be a gun at budgeting and build your fortune.
- Create a budgeting action plan.
- Learn how to use a budget i.e. templates, apps.
- Align your budget with your money goals.
HECS Hacks
- Know the ins ad outs of loans FEE/HECS/Help Debt.
- Know the pros and cons of HELP-Debt.
- Understand how you pay off your HELP-Debt.
Life and Debt
- Understand credit and debt, and how they affect you.
- Know when most people use credit.
- Do a pros and cons list for credit.
- Understand 'credit rating'.
- Learn how to apply for credit.
- Understand why you should be very careful of credit.